Anand Life
Privacy Policy
Last updated:
This Privacy Policy explains how Peetamber Kumar Mahanand (“we”, “us”, “our”) collects, uses, stores, shares, and protects personal information when you access or use our website, mobile applications, online course platform, digital products, quizzes, forms, and related services (collectively, the “Platform”). By using the Platform, you acknowledge that your personal information may be handled as described in this Privacy Policy, subject to applicable law.
1. Information We Collect
We may collect personal information that you voluntarily provide when you register, purchase a course or digital product, submit a form, contact support, participate in an assessment or quiz, or otherwise use our Platform. This may include your name, email address, phone number, billing information, course enrollment details, transaction-related information, communications with us, quiz or assessment responses, and other information you choose to provide. Payment card, UPI, banking, or other payment information may be processed directly by authorized third-party payment gateways. We generally do not directly store complete card or banking credentials unless specifically required and lawfully permitted.
2. How We Use Your Information
We may use your information to create and manage your account; process purchases and provide access to courses or services; communicate about enrollment, transactions, support requests, and important service updates; personalize learning; provide quiz or assessment results; improve our services; prevent fraud, misuse, piracy, or unauthorized access; maintain security; comply with legal requirements; and, where permitted by law or with appropriate consent, send educational, promotional, or marketing communications. You may opt out of non-essential promotional communications using the available unsubscribe or opt-out method.
3. Cookies and Similar Technologies
Our website or service providers may use cookies and similar technologies to maintain sessions, remember preferences, understand website usage, improve performance, measure campaigns, and support security. You can manage cookies through your browser settings, although disabling certain cookies may affect website functionality.
4. Payments and Third-Party Services
We may use third-party service providers for payment processing, course hosting, website hosting, analytics, communication, email, messaging, customer support, and other business functions. When you use a third-party service, that provider may process information according to its own privacy policy and applicable law. We encourage you to review the privacy practices of relevant third-party providers. We do not sell your payment credentials.
5. How We Share Information
We do not sell or rent your personal information as a business model. We may share information with service providers and business partners only as reasonably necessary to operate the Platform, process payments, provide requested services, communicate with you, protect our rights and users, or comply with legal obligations. We may also disclose information where required by applicable law, court order, governmental authority, or to investigate suspected fraud, security incidents, piracy, or unlawful activity.
6. Data Security
We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, misuse, alteration, disclosure, or loss. However, no internet transmission or electronic storage system can be guaranteed to be completely secure.
7. Data Retention
We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining legitimate business and transaction records, resolving disputes, preventing fraud or misuse, and meeting legal, accounting, or regulatory obligations. Retention periods may vary depending on the type of information and applicable requirements.
8. Your Privacy Rights and Choices
Subject to applicable law, you may request access to or correction of certain personal information, withdraw consent where processing is based on consent, request deletion or erasure where legally applicable, and raise a grievance regarding the handling of your personal information. Some information may need to be retained where required by law, for legitimate record-keeping, fraud prevention, dispute resolution, or enforcement of agreements.
9. Children’s Privacy
The Platform is not intended to knowingly collect personal information from children in violation of applicable law. If you are a parent or guardian and believe that a child has provided personal information without appropriate authorization, please contact us so that we can review the matter.
10. Educational Assessments and Money Personality Quiz
If you participate in a Money Mindset, Money Behaviour, Money Personality, or similar self-reflection quiz or assessment, your responses may be used to generate educational results, personalize course recommendations, and improve the learning experience. Such assessments are educational and self-reflective tools. They are not medical, psychological, financial, investment, legal, or clinical diagnoses.
11. Links to Other Websites
Our Platform may contain links to third-party websites or services. We are not responsible for the privacy practices, security, or content of third-party websites. Please review their privacy policies before providing personal information.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, practices, technology, or legal requirements. The updated version will be posted on the Platform with a revised Last Updated date.
13. Contact and Grievance
For privacy questions, requests, complaints, or grievances, please contact Peetamber Kumar Mahanand at support@ascendcore.com. Please ensure your active official contact details and business address are included before publishing this page.